According the National Highway Traffic Safety Association, 391,000 individuals were injured & 3,477 were killed from distracted driving in 2015. Insurance premiums have skyrocketed because of distracted driving and increases in traffic accidents. Distracted driving isn’t just talking on the phone or texting but can include reading articles or … [Read more...]
Does Your Classic Car Insurance Match Your Use & Needs?
Many of us collect classic cars and for good reason – they’re valuable assets and they’re fun! Regardless of what you collect or why you collect it, we all share a passion for these vehicles of the past. For those of us who are classic car enthusiasts we need an insurance policy that matches our use and ensures that the value on our vehicles is … [Read more...]
What Does Renters Insurance Cover and Is My Roommate Included?
As a local insurance agency, we are here to help with all your insurance questions. When it comes to renters insurance, many people assume that since they are renting an apartment, home or condo, they are fully covered by their landlord if anything unfortunate occurs. Your landlord’s insurance policy should cover any damage to the property … [Read more...]
What To Do If You Get Into a Car Accident
Being in an accident can be a very frightening event. Being prepared to know how to handle the situation when it occurs will help you deal with the shock of it, as well as ensure you are covered for the loss when it does happen. While accidents will happen to almost every driver, whether their car is parked and unattended, or while they’re driving, … [Read more...]
5 Things to Keep in Mind for Spring Cleaning Your Home
Cleaning a home deeply should be done once a year and spring is a great time to dig in and actually do it! Instead of focusing on a long list of things to accomplish, we’d thought we’d share five things to keep in mind when it comes to spring cleaning your home. Keep it, Store It or Donate It This is an easy reminder when it comes to cleaning … [Read more...]
A Checklist to Complete If You’re Leaving Your Home for an Extended Period of Time
Whether you are a snow bird who flocks to warm weather in the winter or you’re taking a vacation, you should always protect your home while you’re away. The last thing you want to hear while vacationing is that a pipe burst or your home was burglarized. Follow these simple steps to ensure your home is safe while you’re away. Protect from Theft … [Read more...]
Which one is best for your homeowner’s policy: ACV or RCV?
Insurance policies are full of language and terms that may not be clear right off the bat. Many terms are specific to the industry and to the specific type of insurance that is being purchased. Having a local insurance agent for all of your insurance coverage allows you to chat about all the details with your agent so you completely understand your … [Read more...]
Simple Steps to Keep Your Jewelry Protected
Jewelry is valuable not only because of its beauty, but the special meaning behind it. Does it represent 30 years of marriage? Was it passed down from a great grandmother? Was it given to you to celebrate a special moment? Between its sentimental value, as well as financial value, our local insurance agency wants you to be fully … [Read more...]
Everything You Need to Know About Gap Insurance
While buying a home tends to appreciate in value overtime, buying a vehicle is the opposite. Especially if you are buying a brand new vehicle, the moment you drive off the car dealership’s lot, your vehicle has already depreciated in value. For many vehicles, the more expensive the purchase, the faster the depreciation. New vehicles offer more … [Read more...]
4 Things You Should Complete in the New Year for Your Insurance
The start of a New Year always energizes us to start off on the right foot. Whether it’s committing to spend more time with family, exercising more or saving money, New Year’s resolutions are common for everyone. But, what about your insurance policy? Is there something you can do at the start of every year to save money or keep yourself fully … [Read more...]
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