Having a clean home or a clean car is a great feeling. While it can be a pain to get started mentally, it’s always worth it once it’s complete. Here is a quick checklist to help you when it comes to spring cleaning your vehicle and your home. Consider committing a few hours to your car and your home over a weekend. With a solid to-do list, you may … [Read more...]
Customized Vehicle Insurance For Your Car, Truck or Motorcycle
A lot of people take great pride in their vehicles and for them it isn’t only an asset, it is something that expresses their individuality. But, if you’re customizing a vehicle, whether it be a car, motorcycle or ATV, you want to make sure that your insurance policy covers the custom parts and equipment as well as the modifications and labor that … [Read more...]
Separating Myth From Fact for Auto Insurance
When it comes to purchasing auto insurance there are many myths that exist. Let’s take a closer look at some of these myths and help you understand why they may not be true. Auto Insurance Is More Expensive For Men If you have two individuals of the same age who live in the same town, one male and the other female, it is not true that the … [Read more...]
Flood Insurance Facts, Coverage & Questions Answered!
The Myth: Homeowners Insurance Covers My Home From All Damage Flood insurance is one of the more commonly misunderstood insurance coverages. Many homeowners assume that if they have a homeowner’s insurance policy, then they’re covered from all water damage that could occur to their home. This is not true. Flood insurance is not typically … [Read more...]
Thinking Of Buying An Old or Historic Home? Consider This Before.
Older homes exude character. Not only do their walls tell a history, but often the character, details and warmth inside of one of these homes is unmatched in today’s quickly built society. Instead of taking months to build a single home by hand, entire neighborhoods can now be constructed in less time. If you’re considering purchasing an older … [Read more...]
The Benefits of Buying Your Insurance Through a Local Agent Vs. Online
There are many ways these days to buying an insurance policy. Some people may feel the easiest way is to simply go online and purchase it yourself. You could even shop many carriers yourself to find the best rate for the coverage you need. However, there are many more additional benefits you could gain by going through a local insurance … [Read more...]
What Holiday Gifts Should I Insure?
The season of giving (and receiving!) is such a joyous time. Not only do families typically make the most effort to get together, but it is a time to enjoy some holiday cheer with some gift exchanges and great food and drinks. If you’re lucky enough to be the recipient of an expensive gift this holiday season, you may wonder if you need to … [Read more...]
Benefits of Bundling Your Insurance Policies
“Bundle your home and auto & save!” “Save by bundling your insurance policies together!” We seem to be inundated with commercials and advertisements telling us to bundle our insurance policies together. What is the reason behind this and is really a better option for your insurance? Benefits of Bundling Discounts Some of the … [Read more...]
What is Sr22 Insurance and Who Needs It?
At some point, it is possible that you may need to have SR22 Insurance. SR22 Insurance is actually not insurance at all, but a certificate that proves you carry insurance and meet your states liability requirements. The reasons why you may have to carry a SR22 vary and can include: Driving Under the Influence of Alcohol or Drugs Too Many … [Read more...]
If I Damage My Car From Hitting Wildlife, Am I Covered?
The U.S. Dept. of Agriculture cites as many as 2 million collisions with animals occur each year. It can be a scary moment when you are driving 70 mph on the freeway and a deer or other wildlife comes out of nowhere and runs right in front of your vehicle. Your first reaction may be to slam on the brakes or swerve to avoid the collision and … [Read more...]
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